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	<title>HR News &#38; Views Blog &#187; Retirement</title>
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		<title>HR Fact Friday: 25% of Credit Unions Do Not Have Succession Plan</title>
		<link>http://www.hrnblog.com/2011/09/23/hr-fact-friday-25-of-credit-unions-do-no-have-succession-plan/</link>
		<comments>http://www.hrnblog.com/2011/09/23/hr-fact-friday-25-of-credit-unions-do-no-have-succession-plan/#comments</comments>
		<pubDate>Fri, 23 Sep 2011 16:30:40 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Succession Planning]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=2568</guid>
		<description><![CDATA[Succession planning at its very essence is a process to ensure that the right people are in the right places at the right time. A main goal of succession planning is to, as much as possible, fill vacancies with internal candidates that know and understand the culture of the organization and whom the board has a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Weekly Wednesday Acronym &#8211; EPCU</title>
		<link>http://www.hrnblog.com/2011/05/11/weekly-wednesday-acronym-epcu/</link>
		<comments>http://www.hrnblog.com/2011/05/11/weekly-wednesday-acronym-epcu/#comments</comments>
		<pubDate>Wed, 11 May 2011 19:52:02 +0000</pubDate>
		<dc:creator>Joyce</dc:creator>
				<category><![CDATA[Compliance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[403(b)]]></category>
		<category><![CDATA[IRS]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=2235</guid>
		<description><![CDATA[This week&#8217;s acronym is most likely one that not many of us are familiar with, but a very important acronym for us to be aware of.  Read on, and you will learn why. The Employee Plans Compliance Unit (EPCU), a dvision of the IRS, develops compliance projects and performs data analysis to focus on areas of potential non-compliance. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Money Do Employees Need for Retirement?</title>
		<link>http://www.hrnblog.com/2011/03/30/how-much-money-do-employees-need-for-retirement/</link>
		<comments>http://www.hrnblog.com/2011/03/30/how-much-money-do-employees-need-for-retirement/#comments</comments>
		<pubDate>Wed, 30 Mar 2011 20:51:24 +0000</pubDate>
		<dc:creator>Joyce</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=2092</guid>
		<description><![CDATA[Estimates for how much an individual needs to save for retirement are all over the map and vary widely depending upon someone’s lifestyle and specific situation.  The consulting firm, Hewitt Associates, has released a study, Retirement Income Adequacy at Large Companies, the Real Deal 2010 which examines the issue. The study looked at organizations of 1,000 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2011 Retirement Plan Adjustments</title>
		<link>http://www.hrnblog.com/2010/12/27/2011-retirement-plan-adjustments/</link>
		<comments>http://www.hrnblog.com/2010/12/27/2011-retirement-plan-adjustments/#comments</comments>
		<pubDate>Mon, 27 Dec 2010 21:49:41 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=1891</guid>
		<description><![CDATA[The IRS recently announced that there will be no adjustments to retirement plan dollar limits  for Tax Year 2011 (see IR 2010-108).  The limitations will remain the same as the 2010 limits. For example, the limitation on annual salary deferrals to a 401(k) plan will stay at $16,500 and the “catch-up” at $5,500.  The Social [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HR Fact Friday: Employers Allowing Larger 401(k) Contributions</title>
		<link>http://www.hrnblog.com/2010/04/30/hr-fact-friday-employers-allowing-larger-401k-contributions/</link>
		<comments>http://www.hrnblog.com/2010/04/30/hr-fact-friday-employers-allowing-larger-401k-contributions/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 15:32:55 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[matching contribution]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=1375</guid>
		<description><![CDATA[Sixty-eight percent of employers report that their company allows employees to contribute 25% or more of their earnings into their 401(k) plan, according to a recent survey of 401(k) practices by BLR. This is a significant increase over the 58% of organizations that allowed such 401(k) contribution levels in BLR’s Survey of Employee Benefits in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HR Fact Friday: Nearly 25% of Workers Put Retirement Plans on Hold</title>
		<link>http://www.hrnblog.com/2010/03/12/hr-fact-friday-nearly-25-percent-of-workers-put-retirement-plans-on-hold/</link>
		<comments>http://www.hrnblog.com/2010/03/12/hr-fact-friday-nearly-25-percent-of-workers-put-retirement-plans-on-hold/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 15:46:14 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[EBRI]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=1286</guid>
		<description><![CDATA[Almost one in four workers in an Employee Benefit Research Institute survey postponed plans to retire this year, with 29% of those citing the poor economy as the reason. The key other reasons cited by the 24% who put off retirement plans included a change in employment status, 22%; inadequate finances, 16%; and the need [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HR Fact Friday: Survey Finds Service Requirements for Joining 401(k) Easing</title>
		<link>http://www.hrnblog.com/2009/11/06/hr-fact-friday-survey-finds-service-requirements-for-joining-401k-easing/</link>
		<comments>http://www.hrnblog.com/2009/11/06/hr-fact-friday-survey-finds-service-requirements-for-joining-401k-easing/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 17:18:15 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Hewitt]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[service requirement]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=1110</guid>
		<description><![CDATA[Employers are improving access to their 401(k) plans, according to a survey released Wednesday, November 4. The Hewitt Associates Inc. survey of 300 midsize to large employers found that 74 percent of 401(k) plans do not have a service requirement, up from 61 percent in a comparable survey Hewitt conducted in 2007. In addition, looking [...]]]></description>
		<wfw:commentRss>http://www.hrnblog.com/2009/11/06/hr-fact-friday-survey-finds-service-requirements-for-joining-401k-easing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HR Fact Friday: 60% of Older Workers Delay Retirement</title>
		<link>http://www.hrnblog.com/2009/04/03/hr-fact-friday-60-of-older-workers-delay-retirement/</link>
		<comments>http://www.hrnblog.com/2009/04/03/hr-fact-friday-60-of-older-workers-delay-retirement/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 17:35:06 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[CareerBuilder]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[SHRM]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=607</guid>
		<description><![CDATA[While the economic crisis is being felt by nearly every segment of the working population, one group of workers is faced with particularly tough decisions regarding their futures. 60% of workers over the age of 60 say they are putting off their retirement because of the impact of the financial crisis on their long-term savings, [...]]]></description>
		<wfw:commentRss>http://www.hrnblog.com/2009/04/03/hr-fact-friday-60-of-older-workers-delay-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>41.5 Percent of Workers in Employee Retirement Plans</title>
		<link>http://www.hrnblog.com/2008/10/21/415-percent-of-workers-in-employee-retirement-plans/</link>
		<comments>http://www.hrnblog.com/2008/10/21/415-percent-of-workers-in-employee-retirement-plans/#comments</comments>
		<pubDate>Tue, 21 Oct 2008 14:37:48 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/2008/10/21/415-percent-of-workers-in-employee-retirement-plans/</guid>
		<description><![CDATA[The percentage of all workers participating in employment-based retirement plans was 41.5 percent in 2007, up from 39.7 percent a year earlier, according to a study by the Employee Benefit Research Institute. Among full-time workers 21 to 64 years old, 55.3 percent were in an employment-based plan in 2007, up from 52.7 percent the previous [...]]]></description>
		<wfw:commentRss>http://www.hrnblog.com/2008/10/21/415-percent-of-workers-in-employee-retirement-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HR Fact Friday: Despite Auto-Enrollment, 401(k) Participation Rates Stall</title>
		<link>http://www.hrnblog.com/2008/08/01/hr-fact-friday-despite-auto-enrollment-401k-participation-rates-stall/</link>
		<comments>http://www.hrnblog.com/2008/08/01/hr-fact-friday-despite-auto-enrollment-401k-participation-rates-stall/#comments</comments>
		<pubDate>Fri, 01 Aug 2008 13:57:47 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/2008/08/01/hr-fact-friday-despite-auto-enrollment-401k-participation-rates-stall/</guid>
		<description><![CDATA[Automatic enrollment was supposed to be the magic pill to help employers painlessly increase participation rates in their 401(k) plans. And while that may prove to be the case over the long term, one thing is becoming quite clear right now: Automatic enrollment doesn’t mean automatic results. Despite the best efforts of many plan sponsors, [...]]]></description>
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		<slash:comments>0</slash:comments>
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