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	<title>HR News &#38; Views Blog &#187; Insurance</title>
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		<title>Weekly Wednesday Acronym &#8211; ROI</title>
		<link>http://www.hrnblog.com/2011/11/16/weekly-wednesday-acronym-roi/</link>
		<comments>http://www.hrnblog.com/2011/11/16/weekly-wednesday-acronym-roi/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 20:51:23 +0000</pubDate>
		<dc:creator>Joyce</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[General HR Buzz]]></category>
		<category><![CDATA[Incentive Pay]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Total Rewards]]></category>
		<category><![CDATA[Work/Life Balance]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=2741</guid>
		<description><![CDATA[If you approach senior management with a plan to implement a wellness program in your organization, one of the first words out of his or her mouth will most likely be “How do you plan to measure the ROI?”  What ROI refers to is Return on Investment (ROI), a calculation which complicates executive buy-in of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Weekly Wednesday Acronym – Why should I Consider a CDHP?</title>
		<link>http://www.hrnblog.com/2011/10/05/weekly-wednesday-acronym-%e2%80%93-why-should-i-consider-a-cdhp-and-what%e2%80%99s-the-difference-between-an-hsa-and-an-hra/</link>
		<comments>http://www.hrnblog.com/2011/10/05/weekly-wednesday-acronym-%e2%80%93-why-should-i-consider-a-cdhp-and-what%e2%80%99s-the-difference-between-an-hsa-and-an-hra/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 19:03:41 +0000</pubDate>
		<dc:creator>Joyce</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[General HR Buzz]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Total Rewards]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=2604</guid>
		<description><![CDATA[More than likely, you have already received your group health insurance renewal or are anxiously awaiting (or dreading) that email containing your rates for next year.  Good news, however.   Mercer reports that 2012 average growth in U.S. health benefit cost is expected to slow to 7.1% for group health plans (as compared to 9.8% for [...]]]></description>
		<wfw:commentRss>http://www.hrnblog.com/2011/10/05/weekly-wednesday-acronym-%e2%80%93-why-should-i-consider-a-cdhp-and-what%e2%80%99s-the-difference-between-an-hsa-and-an-hra/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Getting the Most Bang for Your Buck with Your Benefit Offerings?</title>
		<link>http://www.hrnblog.com/2011/09/21/are-you-getting-the-most-bang-for-your-buck-with-your-benefit-offerings/</link>
		<comments>http://www.hrnblog.com/2011/09/21/are-you-getting-the-most-bang-for-your-buck-with-your-benefit-offerings/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 17:52:48 +0000</pubDate>
		<dc:creator>Joyce</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[General HR Buzz]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Total Rewards]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=2559</guid>
		<description><![CDATA[As we near the typical time for health benefit renewals – January 1 – we may be thinking “Are we really spending our money in the right places”?  If creating happiness in the workplace is one of your goals, then yes, you are.  A 2011 analysis conducted by CareerBliss, a career development website and online [...]]]></description>
		<wfw:commentRss>http://www.hrnblog.com/2011/09/21/are-you-getting-the-most-bang-for-your-buck-with-your-benefit-offerings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Meow, Meow, Woof, Woof &#8211; Does your Company Offer Pet Insurance?</title>
		<link>http://www.hrnblog.com/2011/08/29/meow-meow-woof-woof-does-your-company-offer-pet-insurance/</link>
		<comments>http://www.hrnblog.com/2011/08/29/meow-meow-woof-woof-does-your-company-offer-pet-insurance/#comments</comments>
		<pubDate>Mon, 29 Aug 2011 20:23:12 +0000</pubDate>
		<dc:creator>Joyce</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[General HR Buzz]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=2468</guid>
		<description><![CDATA[We all know that animals sometimes become part of our families.  Well, now more and more Americans are providing a benefit they typically provide their two-legged family members – insurance!  According to the website, Pet Insurance Review, more than 1 million American cats, dogs and other pets are covered by health insurance policies.  A growing [...]]]></description>
		<wfw:commentRss>http://www.hrnblog.com/2011/08/29/meow-meow-woof-woof-does-your-company-offer-pet-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Maximum HSA Contributions to Rise Slightly for 2012</title>
		<link>http://www.hrnblog.com/2011/05/24/maximum-hsa-contributions-to-rise-slightly-for-2012/</link>
		<comments>http://www.hrnblog.com/2011/05/24/maximum-hsa-contributions-to-rise-slightly-for-2012/#comments</comments>
		<pubDate>Tue, 24 May 2011 15:34:07 +0000</pubDate>
		<dc:creator>Joyce</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[IRS]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=2272</guid>
		<description><![CDATA[The Internal Revenue Service (IRS) has released the maximum Health Savings Account (HSA) contribution amounts for 2012.  Under IRS Revenue Procedure 2011-32, the maximum contribution will increase as follows:                                                            2011                             2012  Single Coverage               $3,050                       $3,100 Family Coverage               $6,150                        $6,250  Maximum out-of-pocket expense, including deductibles will also increase for 2012 as indicated blow:                                                           2011                             2012  Single Coverage                [...]]]></description>
		<wfw:commentRss>http://www.hrnblog.com/2011/05/24/maximum-hsa-contributions-to-rise-slightly-for-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Weekly Wednesday Acronym &#8211; HSA</title>
		<link>http://www.hrnblog.com/2011/04/20/weekly-wednesday-acronym-hsa/</link>
		<comments>http://www.hrnblog.com/2011/04/20/weekly-wednesday-acronym-hsa/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 21:04:04 +0000</pubDate>
		<dc:creator>Joyce</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[General HR Buzz]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health savings accounts]]></category>
		<category><![CDATA[HSA]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=2152</guid>
		<description><![CDATA[For those of you who work with benefits, you may be familiar with “Healthcare Savings Accounts” commonly referred to as HSA’s.  But you may find them somewhat confusing and difficult to explain to employees…or even your President &#38; CEO as you consider options for medical insurance plan renewals. What is an HSA?  In simplest terms, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How  Many Employees Have Health Insurance at Work?</title>
		<link>http://www.hrnblog.com/2010/12/20/how-many-employees-have-health-insurance-at-work/</link>
		<comments>http://www.hrnblog.com/2010/12/20/how-many-employees-have-health-insurance-at-work/#comments</comments>
		<pubDate>Mon, 20 Dec 2010 22:04:01 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=1874</guid>
		<description><![CDATA[According to the U.S. Bureau of Labor Statistics, 86% of full time (24% of part time), private sector employees are offered health insurance at work.  Sixty four percent of such employees (14% part time) actually were covered on the job. Paid vacation was the most common benefit provided to full time workers, at 91%.   A [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Healthcare Costs Rising</title>
		<link>http://www.hrnblog.com/2010/12/15/healthcare-costs-rising/</link>
		<comments>http://www.hrnblog.com/2010/12/15/healthcare-costs-rising/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 22:03:23 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=1864</guid>
		<description><![CDATA[According to a study by Hewitt Associates, healthcare costs in 2011 are expected to rise at the highest rates in 5 years.  Average premium costs are projected to increase 8.8% (vs. 6.9% in 2010 and 6% in 2009). The average healthcare premium for an employee in a large organization is expected to be $9,821.  Employees’ [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HR Fact Friday: Senate Fails to Repeal Health Care Reform Law 1099 Rule</title>
		<link>http://www.hrnblog.com/2010/12/03/hr-fact-friday-senate-fails-to-repeal-health-care-reform-law-1099-rule/</link>
		<comments>http://www.hrnblog.com/2010/12/03/hr-fact-friday-senate-fails-to-repeal-health-care-reform-law-1099-rule/#comments</comments>
		<pubDate>Fri, 03 Dec 2010 15:21:41 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[reform]]></category>
		<category><![CDATA[repeal]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=1801</guid>
		<description><![CDATA[The Senate on Nov. 30 turned back the first legislative efforts to repeal a portion of the health care reform law. Two amendments—one proposed by Finance Committee Chairman Max Baucus, D-Montana, and the other by Sen. Mike Johanns, R-Nebraska—to repeal a requirement that employers furnish 1099 statements if they do more than $600 in business [...]]]></description>
		<wfw:commentRss>http://www.hrnblog.com/2010/12/03/hr-fact-friday-senate-fails-to-repeal-health-care-reform-law-1099-rule/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Changing Insurer Will Not Jeopardize Grandfathered Status</title>
		<link>http://www.hrnblog.com/2010/11/24/changing-insurer-will-not-jeopardize-grandfathered-status/</link>
		<comments>http://www.hrnblog.com/2010/11/24/changing-insurer-will-not-jeopardize-grandfathered-status/#comments</comments>
		<pubDate>Wed, 24 Nov 2010 20:15:54 +0000</pubDate>
		<dc:creator>Monica</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Patient Protection and Affordable Care Act]]></category>

		<guid isPermaLink="false">http://www.hrnblog.com/?p=1775</guid>
		<description><![CDATA[In a move that will help some and frustrate others, an amendment was made effective November 15, 2010 that will allow employer-sponsored health plans to switch insurers and still maintain their grandfathered plan status under the Patient Protection and Affordable Care Act.  As long as the change does not violate other provisions of the Acts’ grandfathering provisions [...]]]></description>
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		<slash:comments>0</slash:comments>
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